Credit Management 4.0

HSH Nordbank AG on its way to the electronic credit application

Credit Management 4.0


How the team of HSH Nordbank, IBM and knowis AG managed to implement a platform across the existing systems in just twelve months, paving the way for "Credit Management 4.0" and significantly increasing the Bank's performance despite the structural reduction in resources.

The challenge

  • Introduction of a cross-divisional credit platform
  • Mapping of new and existing business
  • Implementation of a platform providing technological improvements and innovation 

Solution description

  • End-to-end analysis for all relevant business areas
  • Modular structure using individual applications
  • Operating on central banking domain models


Read about the results from the user's point of view, the economic benefits and a look into the future in the available document.

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